FY27 Strategy

Personalization
Vision & Activation

Enable intelligent, real-time, behavior-driven member experiences that maximize engagement, renewal, and lifetime value by orchestrating the right action for the right member at the right time across every touchpoint.

High Value Actions (HVAs)
Next Best Action (NBA)
Cross-Channel Orchestration

Member Base

33.8M

+5.6% YoY

Renewal Rate

88.8%

All-time high

HVAs Defined

13

High Value Actions

NBAs Created

29

Next Best Actions

Strategic Goals

Ambitious targets driving our personalization strategy for FY27 and beyond.

FY27 Primary Target

504K Incremental Renewals

Through personalization-driven member experiences

+496%

Renewal Lift Goal

+496%

Incremental Renewals

+504K

Drive 504K incremental renewals through personalization initiatives in FY27

Growth Target

GMV Growth

Meaningful

Increase GMV through personalized experiences and targeted member engagement

Millions New

Member Acquisition

Scale

Scale acquisition to bring in millions of new members with quality joins

vs. Headwinds

Renewal Rates

Improve

Improve renewal rates despite fee changes and competitive pressure

Strategic Context

Visible

Brand Awareness

Shift from capturing demand to creating it with 60/40 brand-to-performance mix

Valuable (Prospective)

High LTV Joins

Quality joins over promoted joins for higher long-term retention rates

Valuable (Existing)

Member Retention

Drive renewals and reduce churn through personalized engagement and value demonstration

Visitable

GMV & In-Club Sales

Drive visit frequency and basket size through personalized experiences

The Personalization Flywheel

A continuous cycle of understanding, decisioning, activation, and learning that drives member value.

Click on any stage above to explore the personalization journey

High Value Actions (HVAs)

13 critical member behaviors that drive the most value to Sam's Club. These are the actions we optimize for.

High Value Actions (HVAs)

HVAs represent the specific member behaviors most strongly correlated with outcomes such as renewal, engagement, and spend. They serve as the foundation for personalization by defining which actions should be promoted across the member lifecycle.

13

Defined HVAs

Showing 13 of 13 HVAs
Acquisition

First Purchase Completion

Driving new members to complete their first transaction after joining, establishing engagement patterns early in the lifecycle.

Engagement

Scan & Go Adoption

Encouraging members to adopt the Scan & Go feature for seamless in-club shopping experiences.

Engagement

Curbside Pickup Usage

Promoting curbside pickup adoption for convenience-seeking members.

Upgrade

Plus Membership Upgrade

Converting Club members to Plus tier for enhanced benefits and 2% Sam's Cash rewards.

Retention

Auto-Renewal Enrollment

Encouraging members to enroll in automatic membership renewal for seamless continuity.

Engagement

Credit Card Linkage

Driving adoption of Sam's Club credit card or linking preferred payment methods.

Engagement

Delivery Adoption

Promoting delivery services for members who prefer at-home convenience.

Engagement

Club Visit Frequency

Increasing the number of in-club visits through targeted promotions and experiences.

Engagement

Bonus Offer Redemption

Driving engagement with personalized bonus offers through the BOP platform.

Retention

Early Renewal

Encouraging members to renew before expiration to maintain continuity.

Acquisition

Referral Completion

Motivating existing members to refer friends and family to join Sam's Club.

Engagement

Category Expansion

Encouraging members to shop across new categories beyond their typical purchases.

Winback

Member Reactivation

Re-engaging lapsed or at-risk members to restore active membership status.

Next Best Actions (NBAs)

29 personalized recommendations powered by decisioning logic to guide members toward High Value Actions.

Next Best Actions (NBAs)

The NBA engine evaluates opportunities and determines the most effective action to take for each member. This includes selecting what to show, where to deliver it, when to engage, and how to present the experience.

29

Defined NBAs

Showing 29 of 29 NBAs
Email

Welcome Journey Trigger

Triggered email series for new members guiding them to complete their first purchase with personalized product recommendations.

App

Scan & Go Onboarding

In-app prompts and tutorials encouraging first-time Scan & Go usage with step-by-step guidance.

Web

Plus Upgrade Prompt

Contextual upgrade prompts on web surfaces showing personalized Plus benefits and savings calculations.

Email

Auto-Renewal Enrollment

Email campaign promoting auto-renewal enrollment with incentives for seamless membership continuity.

Push

Curbside First Order

Push notification prompting first curbside order with location-aware convenience messaging.

App

Bonus Offer Activation

Personalized bonus offer recommendations in-app based on purchase history and preferences.

Web

Credit Card Application

Contextual credit card prompts showing personalized rewards potential based on spending patterns.

Email

Delivery Introduction

Email introducing delivery services with personalized product suggestions for home delivery.

Push

Club Visit Reminder

Push notifications with personalized reasons to visit based on new arrivals and member interests.

Web

Category Discovery

Homepage modules showcasing categories the member hasn't explored with personalized entry points.

Email

Early Renewal Incentive

Triggered renewal emails with personalized value recaps and early renewal incentives.

App

Referral Prompt

In-app referral prompts timed after positive experiences with easy sharing mechanisms.

Email

Reactivation Outreach

Win-back email series for at-risk members with personalized value propositions.

In-Club

POS Renewal Prompt

Point of sale prompts for members approaching renewal with one-tap renewal option.

SMS

SMS Time-Sensitive Offer

SMS alerts for limited-time offers and flash deals based on member preferences.

Web

Homepage Personalization

Personalized homepage layout with dynamic modules based on browsing and purchase history.

Web

PDP Cross-Sell

Product detail page recommendations showing complementary items from new categories.

Web

Search Ranking Personalization

Personalized search results ranking based on member preferences and purchase history.

Web

Browse Recommendations

Category and product listing pages with personalized item recommendations.

Web

Social Proof Badges

Dynamic social proof elements showing popularity and purchase trends for products.

In-Club

Scan & Go Landing

Personalized Scan & Go landing page with relevant offers and quick-add suggestions.

Push

Push Re-engagement

Re-engagement push for members who haven't visited recently with personalized incentives.

Email

Email Product Digest

Weekly personalized product digest highlighting items based on browsing behavior.

App

App Onboarding Flow

Personalized app onboarding guiding new members to key features and first purchase.

Email

Cart Abandonment Recovery

Triggered emails for abandoned carts with personalized recovery messaging.

Email

Membership Value Recap

Periodic emails showing personalized savings and benefits utilized by the member.

Web

AI-Powered Recommendations

Real-time AI-generated product recommendations across all digital surfaces.

Web

Join Gen AI Personalization

AI-personalized join flow with dynamic content based on prospect signals.

Multi-Channel

Omnichannel Journey Orchestration

Coordinated cross-channel journeys that adapt based on member response and behavior.

Execution Roadmap

A phased approach from April 2026 to January 2027, balancing immediate impact with long-term system development.

1

Foundation

Apr - May 2026

(0-2 Months)

Establish clarity on current state, systems, and priorities

Key Activities

  • Audit personalization ecosystem (tools, vendors, workflows)
  • Define HVA framework and prioritize use cases
  • Assess NBA capabilities and current state
  • Align stakeholders and ownership across teams
  • Document data infrastructure (M360, T360, P360)

Expected Outcomes

  • Clear understanding of gaps and opportunities
  • Aligned operating model and governance structure
  • Prioritized roadmap tied to business impact
  • Baseline metrics established for measurement
2

Operationalization

Jun - Jul 2026

(2-4 Months)

Scale core personalization capabilities and standardize execution

3

Optimization

Aug - Oct 2026

(4-6 Months)

Improve performance through testing, orchestration, and refinement

4

Predictive Personalization

Nov 2026 - Jan 2027

(6-9 Months)

Evolve toward AI-driven, proactive personalization

FY27 Timeline ProgressApril 2026 - January 2027
Apr 2026JunAugNovJan 2027

Key Performance Indicators

Measuring personalization across behavioral change, business impact, scale, and operational efficiency.

Behavioral Change

Measuring member action shifts

Business Impact

Revenue, renewal, LTV outcomes

Scale/Maturity

Capability expansion metrics

Operational Efficiency

Speed and resource optimization

Behavioral Change

HVA Completion Rate

12.4%

Target: 18%

+45%
Business Impact

Personalization-Driven Lift

+8.2%

Target: +15%

+3.1%
Business Impact

GMV per Member

$2,847

Target: $3,200

+$180
Scale/Maturity

Cross-Channel Orchestration Rate

34%

Target: 65%

+12%
Operational Efficiency

Time-to-Activation

14 days

Target: 7 days

-3 days

FY27 Primary Target

Drive 504K incremental renewals through personalization initiatives

+496%

Renewal Lift

Note: These KPIs represent the measurement framework for personalization. Specific numeric targets will be established during Phase 1 (Foundation) as baseline metrics are captured and analyzed. All metrics will be tracked through incrementality testing to validate causal impact.

Capability Domains

Interconnected capability areas that work together to deliver end-to-end personalized experiences.

End-to-End Connected System

These domains must operate as a connected, end-to-end system. Data flows from member understanding through decisioning and activation, then is measured and fed back to continuously improve the system.

Continuous
Learning

Data & Identity

Building a comprehensive and unified view of the member by integrating data across sources.

Decisioning (NBA Engine)

Determining the most relevant and impactful action for each member.

Activation & Orchestration

Enabling the execution of personalized experiences across channels and touchpoints.

Content & Creative

Delivering relevant and dynamic content tailored to each member.

Experimentation & Measurement

Ensuring personalization efforts are measurable, testable, and continuously improving.

Analytics & Insights

Providing visibility into performance and enabling data-driven decision making.

AI & Automation

Enabling scalability and advanced personalization through machine learning and automation.

How It Comes Together

The personalization capability transforms member data into meaningful, measurable outcomes. It begins with unified understanding through integrated data and signals, which feed into a centralized decisioning engine that determines the most impactful action based on HVAs and NBA logic.

Platform Mindset

As personalization expands in scope, capabilities must be built with a platform mindset. This ensures they are reusable, extensible, and able to support multiple teams, use cases, and future innovation including AI-driven and agent-based experiences.

Cross-Functional Partners

Product, Tech, and Marketing teams that translate strategy into execution and measurable outcomes.

Personalization

Own strategy and direction
Define what problems, priorities, and actions
Final decision authority on prioritization

Product

Own the solution and how it gets built
Platform roadmap (NBA, Data, Capabilities)
Build & deployment execution

Engineering

Technical implementation
Build and deployment
System architecture

Design (UX)

Own experience quality
Experience design (surfaces, flows)
Ensure consistent member experience

DBI & Analytics

Own measurement truth
Define measurement frameworks
Validate incrementality and business impact

Data Science

Own modeling and algorithms
NBA models and product recommendations
HVA scoring frameworks

Operating Model

Strategy

Architects of Why

Define vision, priorities, and success metrics

Planning

Experience Designers

Translate strategy into actionable plans

Operations

Connective Tissue

Execute and coordinate across teams

Prioritization Framework

Structured approach to evaluate and sequence personalization initiatives based on impact and feasibility.

Request Authorization & Intake Framework

To ensure focus on the highest-impact work while maintaining speed and flexibility, personalization operates under a structured prioritization framework that balances business value, feasibility, and timing. This framework is not advisory—it is the governing system through which all personalization work is evaluated and approved.

Tier 1: Rapid Intake

Day-to-Day Decisions

Lightweight filter to quickly assess whether requests warrant further consideration.

Five Key Questions

Behavioral Impact

Does this initiative directly drive a High Value Action (HVA)?

Strategic Alignment

Is this aligned to FY27 priorities and business goals?

Scalability

Is this a reusable capability or a one-off execution?

Level of Effort

What is the relative effort required (light, moderate, high)?

Time Sensitivity

Is there a clear, business-critical deadline?

Pass: Advance to planning or execution

Fail: Deprioritize, defer, or require tradeoff

Tier 2: Strategic Planning

Roadmap & Prioritization

Detailed scoring model for larger initiatives and competing priorities.

Prioritization Guidelines

Behavior over activity

Initiatives must drive measurable member behavior, not just engagement

System over one-off

Priority is given to scalable capabilities over single-use executions

Data over opinion

Decisions are grounded in measurable impact and business outcomes

Tradeoffs are required

New work does not get added without adjusting existing priorities

Urgency must be justified

Time sensitivity must be tied to a real business constraint, not perceived urgency

Capacity & Governance Guardrails

Committed Roadmap70-80%
High-Value Unplanned15-20%
Executive Escalations5-10%

Any request that falls outside available capacity must either replace an existing prioritized initiative or be deferred to a future planning cycle.

Change Management & Adoption

Ensuring successful adoption through structured change management and stakeholder engagement.

Change Management & Adoption

Transitioning to a centralized, decisioning-driven personalization model represents a significant shift in how teams operate, plan, and execute. Success depends not only on building new capabilities, but also on driving adoption of new behaviors and ways of working across the organization.

Key Behavioral Shifts

From

Campaign-based execution

To

Always-on personalization

From

Channel-specific optimization

To

Cross-channel orchestration

From

Reactive request fulfillment

To

Proactive, prioritized decisions

From

Independent team decisions

To

Shared goals & frameworks

From

Fragmented capabilities

To

Defined governance structures

Adoption Support

Documentation

Clear documentation of processes, frameworks, and operating principles

Training

Structured training sessions and roadshows to teach personalization-led thinking

Feedback Loops

Regular feedback mechanisms to identify and address friction points

Leadership Modeling

Leaders reinforce changes by modeling expected behaviors and making tradeoffs explicit

Leadership Expectations

Leaders at all levels play a critical role in reinforcing changes by modeling expected behaviors, making tradeoffs explicit, and ensuring teams operate within the defined system.

Senior Director

80%

Strategy

20%

Execution

Senior Manager

30%

Strategy

70%

Execution

Operating Cadence & Ways of Working

Governance structure, meeting rhythms, and intake processes that ensure operational excellence.

Operating Cadence

To translate strategy into consistent execution, personalization operates within a defined cadence that aligns prioritization, planning, execution, and measurement across teams.

Weekly

Execution & Blockers

Key Activities
  • Review active initiatives and progress
  • Identify and address blockers
  • Surface decisions required to maintain velocity
  • Ensure risks are addressed early

Monthly

Alignment & Performance

Quarterly

Strategy & Portfolio

Product/Tech Vertical

Governs how personalization strategy is translated into scalable capabilities

PersonalizationWhat problems, what priorities, what actions
ProductSolution and how it gets built
Data ScienceModeling and algorithms
DBIMeasurement truth
UXExperience quality

Marketing Horizontal

Governs how use cases are translated into coordinated member experiences

PersonalizationFinal decision authority on prioritization
PlanningJourney design and activation planning
MOPSExecution enabler and traffic controller
ChannelExecution only, not strategy
CreativeAsset production, not decisioning

Proactive Engagement Model

Beyond formal cadences, teams are expected to engage proactively. Planning should engage with Creative and Channel early to ensure feasibility and speed, while Operations should identify and resolve friction points before they impact timelines. This replaces reactive, handoff-based workflows with a more integrated, high-velocity operating environment.